Student Finance – start2study.eu

1. Tuition Fee Loan

100% Covered

Paid directly to your university

The UK Government pays up to £9,250 per year directly to the partner university on your behalf. You never have to pay for your classes upfront or out-of-pocket.

Covers all 4 years (Foundation year + 3 undergraduate years).
No credit checks or bank guarantees needed.

2. Maintenance Living Loan

Up to £13,348

Paid directly to your bank account

Designed to help you cover everyday living expenses while you learn. Disbursed into your personal account in 3 termly payments.

London Campuses: Up to £13,348 per year.
Outside London (Birmingham/Manchester/Leeds): Up to £10,227 per year.

When & How Do You Repay? (The Facts)

Many students hesitate because they fear getting into debt. In the UK, Student Finance is structured like a graduate tax rather than a commercial bank loan:

£25,000

Repayment Threshold

You do not pay back a single penny unless your annual income is higher than £25,000 per year (Plan 5).

Only on Earnings Above Threshold

For example, if you earn £27,000/yr, you only repay 9% of the £2,000 difference (which is just £15 per month!).

40 Years

Automatic Write-Off

Any remaining loan balance is completely cancelled and written off after 40 years, with zero impact on credit scores.

Not sure if your residency status qualifies?

Our advisors will check your exact Student Finance eligibility for free.

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